Build now. Pay over time.
The Right Build Shouldn't Have to Wait
Some mods are a no-brainer at $150. But a supercharger kit, a full suspension setup, or a set of forged wheels? That's a real number. Affirm lets you spread it out with monthly payments — and qualifying orders may be eligible for 0% APR. No compound interest, no late fees, no gimmicks.
How it works
Get Flexible Monthly Payment Options
- Fill your cart — Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
- Choose how to pay — Pick the plan that fits your budget. You'll never pay late or hidden fees
- Pay over time — Make payments at affirm.com or in the Affirm app. You'll also get reminders by text and email.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR.
Buy with Confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
You'll never pay late fees, hidden fees, or annual fees. And never any compound
interest, either.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn't charge late fees or hidden fees of any kind, ever.
Yes, there's no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No, your credit won't be affected when you create an Affirm account or check your eligibility. When you apply or check to see if you prequalify, it's a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. More info on Affirm's Help Center.
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you.
You can visit their website at affirm.com
Ready to build?
Select Affirm at checkout on your next order. Check your rate in seconds and choose a plan that works for your budget.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.